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benefits other than salary in the job offer

by oldcat, published: 2008-07-27 00:06 viewed: 494 times
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Don't focus solely on salary, because most employers offer a range of other benefits, sometimes worth as much as 30-40 percent in addition to your actual salary. Listed below are major categories of benefits and illustrative "generous" benefits in each category. It is unlikely that any employer will offer all these benefits at these high levels, but they provide a measure of what might be offered in specific areas by organizations with especially attractive benefit plans. When you evaluate a job offer, there is much to consider. Only you can be the one to decide whether a larger salary will balance more promising advancement opportunities, or whether better health insurance will make a longer commute worthwhile.

Vacation: 1-2 years: 2 weeks; 3-10 years: 3 weeks; 10+ years: 4 weeks;
extended service: sometimes 6 weeks.
Holidays: Ten paid holidays a year. Some firms give employees a holiday on their birthday.
Retirement: Pension is a percent of highest five years of salary at a typical rate, fixed at 50-60 percent of the highest salary years.

Life and Disability Insurance: Pays full cost of life insurance coverage equal to a full year's salary. Added insurance available at a low cost. Provides disability insurance and pays for 50-65 percent of salary if employee is unable to work.

Medical Insurance: Employer pays all or part of premiums on policy that covers all (or 80 percent of major hospital and other expenses). Employees usually pay for some (or all) of costs for routine physical and prescriptions. After the first $100-$200, employer pays for all dental expenses up to a ceiling of $1,000.

Tuition Assistance: Pays all or most of job-related classes. Some payment amounts related to grade received in course.

Stock Purchase or Savings Plan: Stock options priced below market value or contribution matches are available.

Child Care: Employer pays for preschool children, free or at a low cost.

Bonuses: Cash awards may be given for useful job-related suggestions. $100 - $500 bonuses for hiring referrals.
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